Here's exactly what working with us looks like.
No pressure, no jargon, no surprises on cost. Four clear steps, and you can stop at any point.
- Central Bank regulated
- 37 years · since 1989
- Three offices — Limerick, Dublin & Galway
- Trusted financial advisors
- Named, qualified advisers (LIA · IOB · III)
The four steps
- 01
Free 20-minute introductory call
No cost, no obligation. We listen, get a sense of where you stand, and tell you honestly whether we can help.
- 02
Fact find & document gathering
If it makes sense to go further, we gather the detail properly — income, existing cover, pensions and goals — so any advice is built on facts, not guesses.
- 03
Written recommendation with options
You get a clear, written recommendation in plain English, with the options laid out and the costs stated up front.
- 04
Implementation & ongoing review
We put the plan in place and review it with you, year after year — the same named adviser, not a new face each time.
Fees, honestly
We are paid in one of two ways, and we always tell you which before you commit to anything. On many products the provider pays us a commission, which does not add to your cost. On some advice we charge a fee, agreed with you up front and in writing. Sometimes it is a mix of the two.
Whatever applies, you will know the number before you decide, and our full remuneration policy is published for you to read.
Book your free 20-minute call.
It costs nothing and there's no obligation — just a clear sense of where you stand.